top-rated international student insurance providers for 2025

Top-Rated International Student Insurance Providers for 2025

When studying abroad, ensuring that you have comprehensive health insurance coverage is vital for international students. With numerous options available, choosing the right provider can be daunting. Below is a detailed look at some of the top-rated international student insurance providers for 2025.

1. IMG (International Medical Group)

• Plans Offered: IMG provides several plans specifically designed for international students, including the Student Health Advantage and Patriot Exchange Program. These plans offer vast coverage options, including emergency medical treatment, evacuation, and repatriation.

• Key Benefits:

  • Coverage for pre-existing conditions after a waiting period.
  • 24/7 assistance and support services.
  • Wellness and preventive care options.

• Customer Support: IMG boasts a dedicated support team available around the clock, ensuring students can access help whenever needed.

• Pricing: Competitive pricing starts at approximately $30 per month, depending on the selected plan and coverage limits.

2. Bupa Global

• Plans Offered: Bupa Global offers flexible international student health insurance plans that cover out-patient and in-patient services. Plans can be customized for duration, coverage limits, and geographical requirements.

• Key Benefits:

  • Access to a global network of hospitals and medical practitioners.
  • Coverage for mental health services, dental care, and maternity.
  • Comprehensive travel assistance.

• Customer Support: Bupa provides multilingual support and an easy-to-use online portal where students can manage claims.

• Pricing: Plans begin at around $50 per month, with an emphasis on customizable coverage options catering to different needs.

3. World Nomads

• Plans Offered: While primarily known for travel insurance, World Nomads offers plans that are ideal for students embarking on adventure trips during their study. Coverage includes health care, trip cancellation, and personal liability.

• Key Benefits:

  • Flexibility to extend coverage while abroad.
  • Wide range of adventure sports coverage.
  • 24/7 emergency assistance services.

• Customer Support: World Nomads are known for their responsive support team that can assist students in emergencies.

• Pricing: Typically starts at $45 per month, making it accessible for many students.

4. Cigna Global

• Plans Offered: Cigna Global provides several plans that include international student health insurance policy options. Their coverage includes hospitalization, outpatient treatments, and preventive care.

• Key Benefits:

  • No network restrictions; students can choose their healthcare providers.
  • Coverage for acute and chronic diseases.
  • Optional evacuation and repatriation benefits.

• Customer Support: Cigna offers 24/7 customer care, a mobile app for easy claim management, and a global network of healthcare providers.

• Pricing: Pricing varies widely depending on the level of coverage selected but generally starts at about $60 per month.

5. Allianz Global Assistance

• Plans Offered: Allianz offers various insurance plans for students that cover medical emergencies, personal liability, and travel-related issues. Their Student Health Insurance Plan is particularly popular.

• Key Benefits:

  • 24/7 medical assistance hotline.
  • Access to a large network of providers worldwide.
  • Extensive options for trip interruption and cancellation.

• Customer Support: Allianz has a global customer service team available to assist both students and their families.

• Pricing: Coverage begins at approximately $35 per month, offering different levels of protection based on individual needs.

6. GeoBlue

• Plans Offered: GeoBlue specializes in international health insurance and offers plans tailored specifically for students. Their Xplorer plan allows international students to access high-quality healthcare.

• Key Benefits:

  • Extensive doctors and hospitals network in numerous countries.
  • Telemedicine services available 24/7.
  • No claims paperwork for in-network services.

• Customer Support: GeoBlue is noted for its exceptional customer service, providing support in multiple languages.

• Pricing: Affordable plans starting at around $50 per month, offering comprehensive coverage.

7. HCC Medical Insurance Services

• Plans Offered: HCC offers a variety of insurance plans for international students, including the Student Secure plan, which is available to students enrolled in full-time study.

• Key Benefits:

  • Coverage options range from budget plans to comprehensive packages.
  • Direct payments to certain medical facilities and no paperwork required.
  • Unrestricted access to medical providers.

• Customer Support: 24/7 customer assistance and a mobile application for claims filing and management.

• Pricing: Plans typically start around $30 per month, with various tiers depending on coverage levels.

8. National Insurance Services

• Plans Offered: National Insurance Services specializes in offering plans for students studying in the U.S. (both inbound and outbound) and includes extensive medical coverage as well as travel insurance options.

• Key Benefits:

  • Coverage for preventive care, hospitalization, and outpatient care.
  • Customizable policies to fit individual student needs.
  • Access to international student health centers.

• Customer Support: Offers an easy-to-navigate website with online customer service chat options.

• Pricing: Plans start at around $40 per month, depending on geographical coverage and features.

9. IEC Insurance

• Plans Offered: IEC focuses on international students and offers several insurance plans that cater to the unique needs of academic study abroad experiences.

• Key Benefits:

  • Coverage includes medical emergencies, hospitalization, and repatriation.
  • Network of doctors and hospitals across multiple countries.
  • Personalized service tailored for the student demographic.

• Customer Support: Known for responsive customer service, IEC offers assistance via phone and email.

• Pricing: Typically ranges from $30 to $60 per month based on the selected policy and coverage level.

10. SafetyWing

• Plans Offered: SafetyWing provides flexible and comprehensive health insurance solutions for remote workers and international students alike, allowing for monthly payment options and easy renewals.

• Key Benefits:

  • Coverage for international trips during studies.
  • Simple claims process for medical emergencies.
  • Includes coverage for COVID-19 related incidents.

• Customer Support: Excellent online support and a user-friendly interface for managing policies and claims.

• Pricing: Starting at approximately $40 per month, with a straightforward plan structure.

Comparison Table of Providers

Insurance Provider	Starting Cost (Monthly)	Coverage Features
IMG	$30	Emergency, extensive support
Bupa Global	$50	Flexible, comprehensive
World Nomads	$45	Adventure, flexible travel
Cigna Global	$60	No network, extensive benefits
Allianz Global	$35	Emergency, global access
GeoBlue	$50	Telehealth, direct payments
HCC Medical	$30	Budget, direct facility access
National Insurance	$40	Preventive, customizable
IEC Insurance	$30-60	Medical emergencies, personalized
SafetyWing	$40	Monthly renewals, COVID-19

Selecting the right international student insurance provider is crucial for ensuring peace of mind while studying abroad. The options listed cater to a variety of needs and budgets, making it easier for international students to find the coverage that best meets their requirements for 2025.